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Student Loan Recovery Plan

The Student Loan Recovery Plan assists clients who have Federal Student Loans. We look at their loans and current situation to determine the best options available for repayment to maximize forgiveness.


These options include:


  • One Servicer, Fixed Interest Rate
  • Forbearance on existing loans while Consolidation is in process
  • Income-Driven Repayment Plans
  • One-time fee of $600 (3 payments)
  • We stay with the consumer for the life of the loan (process all documents)


Rehabilitation for Defaulted Student Loans:

  • $100/month while going through the Rehab (9-10 months)
  • Negotiate Rehab payments with collection agency
  • Have Garnishments & Tax Liens lifted on 5th month of Rehab (if applicable)
  • Ensure defaults are cleared from credit & rehabilitated loans are back with a main servicer for Department of Education
  • Rehab will clear defaulted status from credit report once completed



  • Public Service Loan Forgiveness (PSLF), if applicable
  • Total Permanent Disability Discharge (must qualify)
  • Total Forgiveness of debt if approved (must qualify)
  • 5 different consolidation and payment plans
  • Reduce your monthly payments to as low as $50 (and in some cases $0)
  • Includes direct subsidized and unsubsidized loans, Federal Stafford loans and all PLUS Loans
  • Payment options up to 25 years

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